Grandparent carers ‘running up debts’

Image caption Maureen Seed’s grandson Louis is now 21 and at university

Grandparents are running up big debts raising children whose parents cannot look after them, surveys have found.

Nearly 200,000 children around the UK are being raised by a family member other than their parents and findings indicate the burden often falls on grandparents.

Maureen Seed, from Wakefield, West Yorkshire, appeared after two of her grandchildren for 16 years because of her daughter’s narcotic problems.

She amassed about PS20, 000 of charge card debt and is facing bankruptcy.

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Two charities carried out surveys of people who look after grandchildren, or the children of other family members or friends. They suggest Ms Seed’s case is not unusual.

One find more than a third of carers used a credit card to buy food, while a similar number missed paying a bill.

There is no statutory entitlement for kinship carers and charity Grandparents Plus wants a national minimum allowance introduced to cover the costs of raising a child.

Cheryl Ward, from charity Family Fund, added: “There’s a long-standing issue with is supportive of grandparent carers – they’re not recognised financially, as someone with special guardianship is.”

The Department for Education said it recognised “the crucial role that grandparents play” but local authorities were responsible for advice and support.

‘Nan saved my life’

Image caption Maureen Seed, 74, said she wanted her grandchildren to “have the things other children have”

Ms Seed, 74, took on caring for her grandson and granddaughter when they were aged five and two.

She had given up work to look after her husband, who suffered a heart attack and stroke and eventually went into a care home, and fund was scarce.

She spent on credit card so the children could go on school trips and holidays, and is currently going through insolvency to clear her PS20, 000 indebtednes.

Eventually Ms Seed get family allowance and child taxation credits, and fought for residency pay from the council, at PS40 per child, per week.

Her grandson Louis , now 21, is at university and her granddaughter, 18, at college.

Louis said: “I feel like my nan saved my life. My life could have been very, very different.

“I remember some of the houses I was in with my mum – scruffy homes, around strangers all the time. We had to be get out of there really.”

Ms Seed said: “I wanted them out of that, I didn’t want them to live that life. I wanted them to have a stable, happy childhood, to have the things other children have.”

‘I didn’t have any money’

Image caption Jayne Taylor from Leeds is now her granddaughters’ legal guardian but is on her own and has struggled to make ends meet.

Jayne Taylor, 60, from Leeds, was contacted by social service in May 2014 about looking after her granddaughters , now 14 and 17.

Both suffer from epilepsy and other behavioural issues.

Ms Taylor has resorted to food banks at least four times because she was desperate for help.

“I didn’t have any money, ” she said.

“I had to make sure they had clothes, even uniform is so expensive. Even if you had savings you would go into it and that’s hard when you’ve been working all your life.”

Ms Taylor said she went to parenting classes but bringing up children now was “very different” compared with when she was a mom.

About Kinship carers

Image copyright SolStock

Grandparents Plus surveyed 4,000 “kinship carers”. Family Fund, which provides awards for families on low incomes raising disabled or seriously-ill children, surveyed primary carers it supported financially who described themselves as a grandparent and/ or were 60 or over.

The Grandparents Plus survey, based on 671 replies, indicates the more common reason children are in kinship care is due to parental medication or alcohol abuse( 55% ).

The survey indicates 😛 TAGEND 45% of respondents quit work to become carers 43% said they do not have enough income for their grandchildren’s requires The median income for a kinship household is PS17, 316 – well below the national median( PS27, 200) 19% of carers said they are dependent upon their pension as their main source of income